The FCA is investigating the use of discretionary commissions arrangements between motor finance providers and brokers. Credit Vibe Finance formerly MotaFinance Limited have never used discretionary commission arrangements, and therefore none of our customers are impacted.
About Us
We are a relatively new car finance company that started lending in August of 2019 and in October 2022 we made the decision to re-brand so that we can extend our lending abilities. We currently provide finance to customers who wish to purchase a vehicle from one of our dealer partners and we offer a range of Hire Purchase finance packages to help numerous customers re-build their credit.
Why Credit Vibe Finance
Many of us have made bad choices in the past with regards to finance and would now like to improve our credit ratings. We at Credit Vibe Finance believe that everyone deserves a chance to do just that, so we aim to offer this opportunity to the right people.
Our friendly team are always willing to listen and help you with your queries and we believe in providing a high level of service and we encourage communication that enables us to ensure that your journey with us is provided to the best of our ability and that you are treated fairly throughout.
How It Works
Our application process is simple and on many occasions our decision is instant, you will know what you can borrow, how much your repayments will be as well as the interest rate that is being charged. Your payments will be consistent and remain the same throughout your contract. There are no hidden fees, everything is stated within the agreement and extra fees only apply if you do not keep to your side of the agreement.
You just need to head to one of our trusted partner dealers who will be able to assist you with applying and choosing the right car for your needs.
